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Sarkari Paisa Radar

Students ke liye verified schemes. Loans, scholarships - seedha govt portal link, koi agent nahi.

Sarkari Yojana 2026 - Bihar + Central Government Schemes Hub

Government schemes 2026 ke liye SkillUPBihar pe Bihar state (Mukhyamantri Kanya Utthan Yojana, Bihar Student Credit Card, Mukhyamantri Laghu Udyami Yojana, Free Laptop Yojana, Berojgari Bhatta, Post Matric Scholarship, Medhasoft scholarships, Karpuri Thakur Kisan Samman, MVPY Vridhajan Pension, Mukhyamantri Pratigya Yojana) aur Central level (PM Kisan Samman Nidhi, PM Ujjwala Yojana, PM Surya Ghar Muft Bijli, PM Vishwakarma Yojana, PM Vidyalaxmi, Stand-Up India, Mudra Loan, PMAY-G Awaas Plus, Ayushman Bharat, PM Fasal Bima) - sabhi major schemes ek hi platform pe verified format me milti hain. Har scheme page pe direct apply link, eligibility checklist (age, income, category, education), required documents, application portal, last date, expected DBT amount + frequency, aur application status check method milta hai. Schemes types: Cash transfer schemes, Free benefit schemes (laptop/cycle/uniform/gas connection), Education loan/scholarship, Self-employment grants, Insurance schemes, Pension schemes, Housing schemes, Health insurance. SkillUPBihar har scheme ke liye scam-warning bhi rakhta hai - "Rs X do, selection guarantee" type fraud aam hain. Sabhi scheme applications free hain ya sirf nominal fee (Rs 50-500) me hoti hain official portals (laghuudyami.bihar.gov.in, esuvidha.bihar.gov.in, pmkisan.gov.in, jeevanpramaan.gov.in, etc.) par. Kisi agent ko paisa mat do - sab kuch khud apply karo, free me.

Warning: Kisi agent ko paisa mat do. Seedha govt portal se apply karo. Scam Database

Sarkari YojanaHIGH VALUE

Bihar Jeevika Nidhi Loan 2026 - Rs 2 Lakh Tak SHG Loan Kaise Milega, Apply

Bihar Jeevika Nidhi Loan 2026 - Jeevika SHG se judi mahilaon ke liye Rs 15,000 se Rs 2 lakh tak loan (BRLPS). Self-employment ke liye, low interest. Jeevika Nidhi App se digital apply. Eligibility, documents, process - full guide. Official brlps.in pe confirm karo.

Rs 15,000 - Rs 2 lakh
Low - brlps.in pe confirm
Scheme
View Details
Sarkari Yojana

PM Fasal Bima Yojana 2026 - Kharif Apply, 2% Premium + Claim Status Kaise Check Kare

Kharif fasal kharab hone ka dar? PM Fasal Bima Yojana 2026 me sirf 2% premium pe crop insurance. Last date 31 July. pmfby.gov.in pe apply + claim status check. Loanee auto-cover, non-loanee khud apply. Loss 72 ghante me report karo - full guide.

Sum insured
2% premium
Scheme
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Scholarship
Tentative October 2026 (check licindia.in for exact date)

LIC Golden Jubilee Scholarship 2026 - Rs 15,000-40,000/Year, Apply Online

LIC Golden Jubilee Scholarship 2026 - 10th/12th pass students ke liye Rs 15,000-40,000/year (Medical 40K, Engineering 30K, General 20K, Girl Child 15K). 60%+ marks, income limit Rs 2.5L. Apply @licindia.in.

Rs 15,000 - Rs 40,000 per year
Scheme
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Fellowship
Cycle-based (check iimbg.ac.in for current cycle dates)

Bihar Mukhyamantri Fellowship Yojana 2026 - Rs 80,000-1.5 Lakh/Month Stipend

Bihar Mukhyamantri Fellowship Yojana 2026 - 121 fellows ko Rs 80,000-1,50,000 per month stipend, 2-year fellowship with govt departments, IIM Bodh Gaya training. Post-Graduate + 3-10 yr experience eligible. Apply @iimbg.ac.in.

Rs 80,000 - Rs 1,50,000 per month
Scheme
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BusinessHIGH VALUE
Application window based (check udyami.bihar.gov.in for current cycle)

Bihar Mukhyamantri Divyangjan Udyami Yojana 2026 - Rs 10 Lakh (5L Subsidy + 5L Loan)

Bihar Mukhyamantri Divyangjan Udyami Yojana 2026 - 40%+ disability (UDID) walon ke liye Rs 10 lakh business support (Rs 5L subsidy + Rs 5L interest-free loan). Eligibility, documents, apply @udyami.bihar.gov.in.

Rs 10,00,000
0%
Scheme
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Education
Phase 2 window per MCA notification

PM Internship Scheme Phase 2 2026 - 1 Crore Internships Apply Online

PM Internship Phase 2 open at pminternship.mca.gov.in. Rs 5000/month + Rs 6000 grant, top 500 companies, age 21-24. Apply free, koi fee nahi.

Rs 5,000/month stipend + Rs 6,000 one-time grant
Scheme
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Agriculture
Kharif: typically 31 July | Rabi: typically 31 December

PMFBY Bihar 2026 - Pradhan Mantri Fasal Bima Yojana Apply Online

PMFBY Bihar 2026 Kharif registration open on pmfby.gov.in - 2% premium for paddy/maize, 72-hour crop loss claim rule, CSC + self-apply steps inside.

Sum insured = Scale of Finance per hectare
Scheme
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AgricultureHIGH VALUE
Year-round (notification-based windows)

Bihar Krishi Yantrikaran Yojana 2026 Subsidy Apply Online OFMAS

Bihar Krishi Yantrikaran Yojana 2026 - 40-80% subsidy on tractor, harvester, pump, sprayer. Apply OFMAS farmech.bihar.gov.in. SC/ST/EBC enhanced.

40-80% subsidy
Scheme
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Agriculture
Rolling (first-come, first-served basis)

Bihar Makhana Vikas Yojana 2026-27 - 75% Subsidy + 30% Women Reservation @horticulture.bihar.gov.in

Bihar Makhana Vikas Yojana 2026-27 @horticulture.bihar.gov.in - 75% subsidy (Rs 16,575) traditional equipment + Rs 225/kg seed. 10 districts. 30% women reservation.

Rs 16,575 + Rs 225/kg
Scheme
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AgricultureHIGH VALUE
Year-round (Phase-wise allocation)

Bihar Samagra Gavya Vikas Yojana 2026 - Dairy Farm Subsidy 75% (SC/ST) / 50% (Gen) Apply Online

Bihar Samagra Gavya Vikas Yojana 2026 - Dairy farm 75% subsidy SC/ST / 50% Gen+EBC. 2-4 cow ya 15-20 cow. Apply @dairy.bihar.gov.in, Sudha COMFED. Helpline 1800 345 6681.

75% / 50% - Cost Rs 2.42 lakh / Rs 17 lakh
Scheme
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Women Empowerment
Open (Apply Anytime)

Mukhyamantri Mahila Rojgar Yojana 2026 - 1.81 Cr Beneficiaries, Phase 2 Rs 2 Lakh Audit Active, Status Check

BIG UPDATE 2026! Mukhyamantri Mahila Rojgar Yojana (MMRY) ne 1.81 crore+ Bihar mahilaon ko Phase 1 Rs 10,000 disburse kar diya - kul Rs 2,500 crore DBT. Phase 2 (up to Rs 2,00,000) ka audit shuru ho gaya - 6 month business chala to mile. Bihar govt marketing help bhi karegi. Status check mmry.brlps.in + PFMS portal.

Rs 10,000 Phase 1 + Up to Rs 2,00,000 Phase 2
Scheme
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Scholarship
University list pe naam hone ke baad apply (rolling)

Mukhyamantri Kanya Utthan Yojana 2026 (12th Pass) - Amount DOUBLED to Rs 50,000! Apply, Status Check

BIG UPDATE 2026! Mukhyamantri Kanya Utthan Yojana 12th Pass amount DOUBLED to Rs 50,000 for girls passing AFTER 31 March 2026 (was Rs 25,000 before April 1). Bihar Board 12th 2026 batch (passed before April) gets Rs 25,000. New process: University list first, then apply at medhasoft.bihar.gov.in. Status check via OTP login. DBT direct to bank account.

Rs 50,000 / Rs 25,000
Scheme
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Employment
Open - Year-round registration

Mukhyamantri Pratigya Yojana 2026 - Rs 4000-6000/Month Internship for Bihar Youth, Apply @cmpratigya.bihar.gov.in

Mukhyamantri Pratigya Yojana 2026 - Bihar govt internship scheme: Rs 4,000 (12th pass) / Rs 5,000 (ITI/Diploma) / Rs 6,000 (Graduate/PG) monthly stipend. 1 lakh Bihar youth target (18-28 years). 3-12 month internships in PSU/MSME/govt departments. Apply @cmpratigya.bihar.gov.in. Helpline 1800-296-5656.

Rs 4,000 - Rs 6,000/month
Scheme
View Details
LoanHIGH VALUE
Open round-the-year (admission-based)

Stand-Up India Scheme 2026: Apply Online for Rs 10 Lakh-1 Crore Loan SC/ST/Women Entrepreneurs, Eligibility, 15% Margin, 7-Year Repayment etc. Details

Stand-Up India Scheme 2026 - Modi flagship for SC/ST/Women entrepreneurs. Rs 10 lakh - Rs 1 crore composite loan for greenfield enterprises. CGFSIL collateral cover. Apply at standupmitra.in. 7-year repayment + 18-month moratorium. 15% margin money.

Rs 10 Lakh - Rs 1 Crore composite loan
Bank MCLR + 3% + tenor premium
Scheme
View Details
LoanHIGH VALUE
Open round-the-year (admission-based)

PM Vidyalaxmi Scheme 2026 - Rs 10 Lakh Education Loan, NO Collateral, 3% Interest Subsidy Apply Online

PM Vidyalaxmi Yojana 2026 (PMVS) - Modi sarkar ka education loan scheme. Rs 7.5L tak NO collateral + NO guarantor. 3% interest subsidy Rs 10L loan (income upto Rs 8L). 860 QHEIs (IIT/IIM/NIT/AIIMS) covered. Digital Rupee disbursement. Apply pmvidyalaxmi.co.in.

Rs 7.5 Lakh collateral-free + Rs 10 Lakh with 3% interest subsidy + Full interest subsidy if income ≤ Rs 4.5L
Bank rate 7-11% p.a. - 3% subsidy during moratorium
Scheme
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Frequently Asked Questions

Bihar mein students ke liye kaun si sarkari schemes hain?

Bihar mein students ke liye kai schemes hain jaise Student Credit Card (4 lakh tak loan), Kanya Utthan Yojana (graduation tak incentive), Mukhyamantri Balak/Balika Protsahan Yojana. SkillUpBihar pe sab verified links milenge.

Student Credit Card Scheme ke liye kaise apply karein?

7 Nishchay portal (7nishchay-yuvaupmission.bihar.gov.in) pe jaake online apply karein. 12th pass hona zaroori hai. 0% interest pe 4 lakh tak education loan milta hai (September 2025 se sabhi students ke liye 0%).

Kya sarkari schemes mein agent ya dalal ki zaroorat hai?

Bilkul nahi! Sab schemes ka application seedha government portal se hota hai. Koi bhi agent ya dalal paisa maange to scam hai. SkillUpBihar pe seedha official link milta hai.

Scheme apply karne ke liye kaun se documents chahiye?

Aadhaar card, income certificate, caste certificate (agar applicable ho), bank account details, aur educational certificates. Har scheme ke liye specific documents alag ho sakte hain. Detail page pe full list milegi.

Scheme me application status kaise check karein?

Most schemes me dedicated portal hota hai (e.g., medhasoft.bih.nic.in for Bihar scholarships, esuvidha.bihar.gov.in for parivar labh). Apply karne ke baad mile reference/registration number se login karke status check kar sakte ho. SMS aur email notifications bhi aate hain. SkillUPBihar ke status-check guides me step-by-step process available hai.

Scheme me selection ke baad paisa kab milta hai?

DBT (Direct Benefit Transfer) ke through Aadhaar-linked bank account me paisa transfer hota hai. Selection list publish hone ke baad typically 30-60 din lagte hain - documents verification + final approval + treasury sanction ke baad. Aadhaar NPCI seeding (bank-Aadhaar linking) mandatory hai DBT ke liye - agar nahi hua toh paisa atak jata hai.

Nayi Sarkari Yojana ka Alert Sabse Pehle

Naye scheme, payment status aur last date - sab updates seedhe phone pe.

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